Possible Insurance Discounts
Florida Insurance Companies must provide discounts of up to 45% on Residential Wind Policies. We provide those inspections for a nominal fee, well under your savings.
Up to 23% discount for Roof Shape
- Hip Roof – A roof that is sloped on all four sides like a pyramid.
How do I get this discount?
Submit a photograph showing the roof shape. The savings listed above is exclusive of other mitigation devices. Premium credits may be increased when other mitigation devices are installed in conjunction with the above device.
Up to 33% discount for Opening Protection
- Shutters
- Impact Resistant glass
How do I get this discount:
Submit the FBC Shutter Mitigation Verification Affidavit (CIT-26) to specify the type of Opening Protection.
Please note: Dade and Broward counties are eligible for Opening Protection credit if the dwelling was built in 1996 or later and documentation is provided that validates the year of construction.
In addition, the savings listed above is exclusive of other mitigation devices. Premium credits may be increased when other mitigation devices are installed in conjunction with the above device.
Up to 5 % discount for Roof Deck Attachment
- 6d nails or screws
- 8d nails or screws
- Dimensional lumber
How do I get this discount:
Submit the FBC Roofing Mitigation Verification Affidavit (MIT-3), the FBC Wall and Roofing Mitigation Verification Affidavit (MIT-4) or the FBC Commercial Mitigation Verification Affidavit (MIT-5) to specify the type of Roof Deck Attachment.
In addition, the savings listed above is exclusive of other mitigation devices. Premium credits may be increased when other mitigation devices are installed in conjunction with the above device.
Up to 5% discount for Roof Covering
- Asphalt shingles
- Wood shingles
- Clay or concrete tiles
- Metal panels
- Other roof covering
How do I get this discount:
Submit the FBC Roofing Mitigation Verification Affidavit (MIT-3), the FBC Wall and Roofing Mitigation Verification Affidavit (MIT-4) or the FBC Commercial Mitigation Verification Affidavit (MIT-5) to specify the type of Roof Covering.
In addition, the savings listed above is exclusive of other mitigation devices. Premium credits may be increased when other mitigation devices are installed in conjunction with the above device.
Up to 18% discount for Roof to Wall Connections
- Clips
- Single or double wraps
- Toe nails/screws
- Structurally connected
- Other roof to wall connectors
How do I get this discount:
Submit the FBC Wall and Roofing Mitigation Verification Affidavit (MIT-4) or the FBC Commercial Mitigation Verification Affidavit (MIT-5) to specify the type Roof to Wall Connectors.
In addition, the savings listed above is exclusive of other mitigation devices. Premium credits may be increased when other mitigation devices are installed in conjunction with the above device.